/* schemes.html */
.schemes-section {
  padding: 50px 8%;
  background-color: #f9fafb;
  text-align: center;
}

.schemes-section h2 {
  font-size: 2rem;
  color: #1e40af;
  margin-bottom: 10px;
}

.schemes-section p {
  color: #4b5563;
  margin-bottom: 30px;
}

.schemes-section h3 {
  text-align: left;
  margin: 30px 0 15px;
  color: #1f2937;
  font-size: 1.3rem;
}

.schemes-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 15px;
}

.scheme-card {
  display: block;
  background: #ffffff;
  padding: 15px;
  border-radius: 10px;
  text-decoration: none;
  color: #111827;
  border: 1px solid #e5e7eb;
  transition: all 0.3s ease;
  text-align: left;
}

.scheme-card:hover {
  background-color: #e0f2fe;
  border-color: #38bdf8;
  transform: translateY(-4px);
  box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1);
}

.scheme-card h4 {
  color: #1d4ed8;
  font-size: 1rem;
  margin-bottom: 6px;
}

.scheme-card p {
  color: #4b5563;
  font-size: 0.9rem;
}